Monthly Archives: July 2016

6 ways to achieve a Happy Retirement

OLYMPUS DIGITAL CAMERA

It was great bumping into Chris, a long standing client, yesterday and I have to say he looked terrific, relaxed and happy with life. Unfortunately, this is not always the case with retirees as research in the US by the Employee Benefit Research Institute (EBRI) indicates. The findings reveal that those who aren’t satisfied with their retirement are not from a specific economic group or gender but include, rich and poor, men and women, those with a good pension and those without.

Return of multi-generational households

OLYMPUS DIGITAL CAMERA

Multigenerational households could be set to grow in popularity as property costs continue to rise. A new report from Aviva suggests that based on the rate of growth seen in the past 10 years – and assuming house prices will continue to rise – there could be 2.2 million people living in multi-family households and 3.8 million 21–34-year olds living with their parents by 2025.

Family Business Succession and the Need for a Plan

Image001_1

Let’s move away from Brexit and politics this week, as I am sure we are all fed up with the lack of a plan, and look at one of my favourite subjects – family businesses and succession planning.

Succession planning is one of the major hurdles in helping to build and maintain a family business. The complicated nature of family relationships in a business can make succession planning an emotional process. For the senior generation, acknowledgement of the inevitable can be difficult but for one reason or another they will become less capable in running the business. A good succession plan enables the leadership of the business to be passed on seamlessly from one generation to another.

Break on Through to the other side ….

IMG_0043

What a couple of weeks it has been …. It was Lenin that said “that sometimes not a lot happens in a decade but then a decade happens in a week”

Our post Brexit Blog “Brexit and Your Investments” highlighted our belief that our investment portfolios were well placed to weather the storm of the uncertainty.  Our approach is to have a well-diversified portfolio with the defence of owning short-dated bonds.